I don’t have a dental plan, and have signed up with Careington Dental instead.
They usually post on the 7th every month to my linked bank account. In December, I decided I didn’t want to continue with them, so I called and cancelled my plan. I asked for a refund, and they completely refused to give me one!
Instead, what they told me was that I was covered till the end of the month! I told them very clearly I was not interested in their “discount”. I’ve never used it, in all the years I’ve been with them. The one time I did try to, my dentist wouldn’t accept it. Instead, he gave me his own discount, and I’ve switched since then.
I really think Careington is just making a fool of people like me who can’t afford proper dental plans.