I met with an attorney at Allmand Law last summer. He told me I can’t do chapter 7 bankruptcy, I have to do Chapter 13 because I have a couple of debts that must be repaid. I believed him. I was set up on an automatic draft monthly payment plan to pay $100 per month until the $600 filing fee was paid. They said I could delay a payment at any time if I needed to, just to call and let them know. After I had paid $400, I talked to someone else with bankruptcy knowledge who told me that I ought to be able to do chapter 7, instead of 13. Chapter 13 is very expensive, I in addition to the $600 filing fee, the attorney fees were going to be around $2,600. In addition, Chapter 13 takes 3-5 years. Chapter 7 is much cheaper and faster, takes less than a year and only costs hundreds, instead of thousands. The Allmand Law attorney did not explain this to me. So, I contacted Allmand Law by email and requested an explanation about why they told me I “can’t” do Chapter 7. I got no response. So, before the next automatic draft of $100 was due to be taken from my account, I called Allmand Law. I told them not to take the payment because for one thing, I did not have enough money in my account and secondly, I was very unhappy that they had not responded to my request for an explanation. The woman I spoke with said that they would cancel the payment. They did take the payment, though, and caused overdraft of my account. I called them again and requested a refund. They said they would refund me. They didn’t. So, I called again and they gave me the runaround. Finally, I sent an email to them and told them to cancel the entire case because I do not trust them and do not want them representing me. I requested a full refund of the $500 I have paid. Lindsay Allmand responded that there will be no refund because more than $500 worth of “work” has been done on my case. I don’t see how that is possible as they have only processed my payments and done nothing more. So, I requested a statement from them so I can dispute through the Bar Association. No response.
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