I am 24 yrs old . When I was ripped off I was 19. I had gone into Big Billy Barrett alone and wanted to trade my car in for my very first car that I purchased on my own. At the time I had excellent credit and was doing very well for my age. I had a 1991 Mitsubishi Mirage that I traded for a 1994 Mazda 626. I wanted to get into a Mazda Protege’ however the Finance person that took advantage of me didn’t think I needed a new car or could be financed for one. I advised the sales person that I needed a dependable vehicle and that would last the note and that would last on long trips because I traveled long distance for work and needed always checked on my grandparents yet a lemon . Not knowing what I had and what to do I purchased the vehicle . paid 13,500 for it. At that time the car was only worth . 8-9 thousand dollars. U A C finaced the car for that amount . I asked what the interest rate was and I was told 20% however no matter how you add and subtract it does not match up at all on what i pay per month . 342.52. for 66 months . The car was totally over finaced . That is just the beganing . The car only lasted a year and a half before I started having problems, to date I have paid out 7,500,1 to replace a transmisson Twice and a motor . I have had nothing but problems since . The company that finaced the car Defered payments however this only drove me deeper and deeper into dept . I have paid on this car for 4 years and I still owe almost 7000 dollars on the vehicle . Now the car won’t go into reverse . No one will take it as a trade so due to me having to rob peter to pay paul .. my credit has been distroyed . I have now made the decision to let them pick up the car . And am forced to go to a tote the note lot to get a vehicle . If I keep the car I would ended up paying 30,000 not including the other out of pocket expenses and rental cars for when the car had to go to the shop. Kendrick Dallas, Texas
This complaint and/or review was posted on HolySmoke.org on 22:57 pm, August 21, 2020 (CST) and is a permanent record located at: https://www.holysmoke.org/scam/big-billy-barrett-and-union-acceptance-corp/.
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