This scheme involves an unlicensed contractor and Public Insurance Adjuster working together preying on individuals with insurance that have sustained damage to their property. It works like this: The Public Adjuster gains knowledge of an insurance claim using various resources. He then contacts the hoemowner and advises them that he will protect their interests by advocating for them against their own insurance company. He then writes a highly inflated repair estimate for the repairs. The Public Adjuster also requests that the hoemowner sign a contract whereby he will be receiving 30% of the insurance claims payment. This is the point where the unlicensed contractor Braun & Son is suggested. Usually the homewoner is further advised that there will be funds left over above actual repairs costs. The homeowner is told that these funds can be used for additional property upgrades. The unlicensed contractor then requests that the homeonwer enter into a secondary contract for the repairs at the grossly inflated estimate. Unfortunately, when the insurance company examines the claim and determines the scope of work as outlined by the Public Adjuster is unrealistic, then the proper estimate relative to the covered damage is prepared by the insurance company. By this time, the homeowner has authorized the work pursuant to the signed contract and the home is most likely torn apart. The difference between the righful insurance reimbursement and the amount contracted for less the 30% to the Public Adjuster, can be thousands of dollars therefore leaving the homeowner holding the bag. BEWARE OF THIS SCAM and check this contractor out with the Califonia State Contractors License Board for yourself.
This complaint and/or review was posted on HolySmoke.org on 04:21 am, August 18, 2020 (CST) and is a permanent record located at: https://www.holysmoke.org/scam/braun-son-construction/.
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