C And T Mortgage Inc

Please stay away from them!

Reviews: 2


Total views: 432

Published: 24 August 2019

Posted by: Anonymously

Being a well-settled person now, I decided to buy myself a bigger house compared to the one I had now. I had been living with my parents for a long time and now it was about the time when I reside in my own house. Since I was about to be transferred to another city, I made it sure to inquire about home loans a few months before shifting. I was searching for a good and genuine moneylender company and after a few weeks got a call from the front of an employee of the C & T Mortgage Inc. I was not at all convinced by their plan at first and they seemed like a non-genuine company until they provided their website to look upon and revert later. I checked and enquired about the terms and conditions of the company and was interested to take home loans from them after being convinced by the presentation on their official website.
I made an appointment with the agent online and was assured that the person would come home and explain to me each and everything about the correct system of taking a loan. The loan agent didn’t show up anytime the next day, I called upon the faculty to know whether the agent would show up or not. They informed me that the particular staff member with whom my appointment was fixed with fired from his job therefore, I would have to go to the C & T Mortgage to talk about my issue. They didn’t even apologize for their mistake.
Nevertheless, the company started my process a few months ago and my loan was preapproved. I found a house last month and we were set to close at the end of that month. I am currently shifting to this unknown city and my loans were still in deferment. I kept inquiring about it to my agent to check if everything was ok and asked him if he needed more documentation for the same but he kept me telling me that everything was alright just the issue with the postponed dates would be fixed soon. The company called me for approval every other day but the manager was always busy with his own stuff and didn’t have time to set up a meeting. The deadline for paying up the buyer of the house was near and I still didn’t have enough in the bank because of the deferment every time. I contacted the money lender many times but he didn’t pick up my call even when the deadline for giving the money to the landlord was of the next week. In the meantime, I spent a lot of money on inspections that I would never have done if I knew that my loan would not be approved and going to be an issue from the start. Mortgage lenders of the C & T Mortgage Inc failed to do their job with due diligence and it ended up being a very big and costly mistake for me. My attempt to contact them after being denied was kept in silence. I would not recommend lending from the C & T Mortgage Inc anymore.

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