1. Avoid companies that have little history in the auto business. If the company goes out of business, you will have to pay for your own car repairs. “Cardinal Assurance” has been operating for less than 6 months although the site claims management has over 45 years experience in the field, they must be referring to some 3rd-party they are trying to piggyback, b/c this particular business that you reach when you call the # just started up and is a tiny start-up company. Dont be fooled. 2. Don”t make a down payment before you see the full written warranty and its terms. Don”t give out your personal or banking information over the phone. I took a job at Cardinal Assurance for telesales and was told it was credible. However soon after starting training, I realized this is just another typical sales job where they expect you to over-sell the product, make statements that sway the auto-owner to believe the waranty covers entire systems, when in reality it is only SOME parts, not the whole “electrical” system for instance. They use high-pressure sales tactics to convince the auto-owner that he/she must purchase the waranty SAME DAY, “because if they were to re-submit for approval later, it would look like the driver had gotten into an accident etc and wouldnt be offered the same low price” . That”s just a smokescreen, not true at all, and a lie to create false urgency to close a deal. They pretend they are running a verification, may even ask for your VIN but they will sell any and everyone, there is no verification. I am tired of these fly-by-night companies and quit soon after realizing they have no morals.
This complaint and/or review was posted on HolySmoke.org on 21:16 pm, February 26, 2020 (CST) and is a permanent record located at: https://www.holysmoke.org/scam/cardinal-assurance-corp/.
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