This attorney contacted me out of the blue claiming I had 4 hrs to pay him $1600 on a Cash Advance Loan. For an attorney or even fir a collection agency, what made me wonder is this guy used no “legal talk”. And he didn’t have any papers he could send me. He wa ted me just to pay the $500 down payment. I kept asking questions to try to make sure this guy (never said his name) was legit. I did have a loan with a payday company about 3-4 yrs ago but I thought I settled with them. I am searching my files looking fir papers. I asked him to send me a copy of the claim against me and he said he could forward a copy of the case but once I opened it, he could “no longer help me. ” Help me with what? Of course the fear factor is in play here. I did speak with an attorney friend who did say it’s not legal to harass people fir payments in an account over four years old (in TX). I don’t even have a date that this case was filed Seems to me that I would have received some kind of paperwork in the mail, not through email.
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