– I came into work today and checked my voice mails. I received a phone call the previous day at 5:29pm. The call came from Reggie Christopher with the offices of CRA. He stated, ” It is very important that you or whoever currently represents you to call this office immediently today. The offices of CRA. My toll free number is [protected].” – The first problem I have with this is he had my first name correct but the last name is completely wrong. I have never been married and never gone by any other aliases. – The second problem is he called on my direct line at my work. This pretty much narrows down where he got his information or at least my information from originally. – I had applied online a few months ago for an online payday. Well how this works is you apply through a broker by filling out the application and the broker cross references your information with thousands of lenders until they find one that approves you. There are also lenders that you can apply to directly. Nonetheless, I applied, was approved, and have since paid the loan off, case closed right? WRONG. Well from what I can piece together, somewhere in that application process my information was stolen and sold to various vendors. My reasoning for this is because after I applied for the loan I began to get calls on my cell phone and work number for another obvious scam group but they were foreign. Now suddenly I get these calls from CRA. Perhaps they are indeed a valid collection agency but I do wonder. I plan on calling them today and perhaps harass them just a bit to turn the tables because the message Mr Reggie left was one of impending doom if I did not call back. The biggest concern is one reviewer states CRA had her banking and routing information. If this turns out to be the case with me, then that further solidifies my argument that they have indeed purchased my information illegally. I am not too concerned however. I have placed a freeze on my credit when the initial calls begin with the other agency. The other component is even if they do have my banking information, they cannot withdraw funds without explicit AUTHORIZATION. That is why they hammer you try to pressure you on the call to release your bank information. If you authorize it, then they are doing nothing illegally. If you do not authorize and they take the money, THEN it is illegal and they can be held accountable for it. All they can do is call you and ask for money. From their website they do seem to be an established consumer agency but their tactics are predatory to say the least. Since they participate with BBB, if I determine they calling without basis then I will report a case to the BBB. – Good luck to everyone dealing with this company.
Consumer Reviews and Complaints
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Consumer Recovery Associates Reviews & Complaints
I didn’t answer the call so I’m not sure whay they wanted other than speaking to my wife who wasn’t at home at the time. I have the gentlemans (?) name and a case number and also a call back number. Should I let my wife call them back or can I or should we just wait till they call back>
Consumer Recovery Associates Reviews & Complaints
I had opened a credit card over 5 years ago, I made my monthly payments and was told that I had my balance taken care of. Now after 4 years I get a phone call stating that I owe almost $800.00. From the very beginning of the conversation the woman was so rude it would make any one’s blood boil. I tried stating to her the situation and she wanted to know how I was going to take care of it. I simply told her that I was not working and had no income coming in at the time. I am a stay at home mother. So she automatically said that she was putting it down as I am non compliant. Which is not the case. I told her that I have not received anything in the mail for me to be able to contact the company or anything. She then stated that it wasn’t her problem and she wasn’t going to give me any information to try to contact the company and that basically I was garbage. I am sorry, but that is not how you handle your job. I understand that you are supposedly trying to collect a debt but you do not threaten people or talk to them in the manner that this woman did. She did not give me her name or any other information that I would have needed. You can bet that this is going straight to the States Attorney Generals office!!!
Consumer Recovery Associates Reviews & Complaints
I received a call from CRA agent John Gibson on Nov. 30, 2010 stating that I owed a credit card bill from 2002. The credit card had been sent to an address in Oregon that I had never lived at. I explained that I had filed a police report in 2008 on several items that had appared on my credit report and the police confirmed it to be identity theft. Mr Gibson began to yell at me and tell me it did not relieve me of paying the bill which he stated was originally $20. and now was $1200. because of interest. I repeated I did not owe the bill and would send him a copy of the police report to which he began spouting threatening things. I told him “where to get off” and hung up. The tel. number CRA reached me at is a work number. I work for a elderly disabled person. My client called CRA back and requested them not to call as this was her private number and not mine to which the man started yelling at her and told her “I can call anyone I want and you can’t tell me I can’t”. I looked up on the internet and found they are a Greenville, SC company. Here in California people are not allowed to harrass you at your place of employment. My client is writing a letter to the office of Consumers Affairs in Sacrament to check on the laws that govern an out-of-state company.
Consumer Recovery Associates Reviews & Complaints
I received a disturbing phone call the other day from a lady who I asume was a debt collection agent. She didnt say she was but she told me in her exact words that an old account of mine was past due from 12 years ago and then said something about a 1099 fee or referral. I then thought she was from the IRS so then asked her to slow down and explain the 1099. She then told me to stop interupting her and she would explain. Again she explained and brought up the 1099. I then asked her to clarify her self what the 1099 was for. Was it a $10.99 charge or was she reporting the expired account to the IRS. She then told me very angry to stop playing and if this was my sense of humor. I then told her I would like her to clarify and she started yelling saying to i want to clarify the stuation or not. I then told her to answer my question and she grew angry and said she would just put down that I did not agree to resolve this matter. I then hung up after her and called back at the same time looking up the company on the internet. Another lady answered and I asked what company it was I was calling. She said Consumery Recovery Associates. I asked if this was the same women and she grew angry again. She sounded the same with the same noisy fan background and kid. She explained again and for some reason when it came to the 1099 she would lead me into believing it would be reported to the IRS. Then when I asked her to clarify she would grow angry. I then asked her to talk to someone else and she said sure and hung up on me.. Before we hung up I had repeatidly asked to find out more about the account but no info. These people were rude and had no problem yelling at people.I figured if they were the IRS they would not conduct themselves in an unprofessional manner..