Credit Karma, Inc.

Credit Karma, Inc.

Reviews: 1


Total views: 2152

Published: 27 March 2021

Posted by: Anonymous

This is from my over personal experience. | Look around and seek other options. | This Company has listed my credit score as poor for years. Basically when loans were paid off, etc. my score remained poor, low 600, etc. | I was never late nor missed any payments; yet I still was rated poor as in poor credit risk and subject to high interest rates if approved. | They offered me credit card offers that they stated I have a “fair” chance of getting the card. | They use their own scoring system called vantage 3.0 which is different than the FICO scoring system most companies use. | Now here come the kick in the head. | The main credit reporting companies USE FICO scoring NOT vantage 3.0.. | My FICO score is in the mid 700’s very very different than reported by Credit karma. | Almost ALL companies use the FICO scoring syatem. | Auto dealers on the other hand use a scoring system of their own so remember that when you try to finance a vehicle through them.

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