You pay $39.00 for an e-book sent by Mr David Young giving you specific instructions as to having a mortgage or loan satisfied through the use of a International Promissory Note (IPN). His program probably helped people in the past but now it doesn’t. He tells you that once you have the IPN medallion stamped by any bank or financial institution to continue following his instructions and he does the rest as he is a processor. Everything he says about the Law, International Treaty, etc is true. Here is the problem. There was no disclaimer or FULL DISCLOSURE as to the responsibility of an individual to obtain a Medallion Stamped IPN on your own. It was only after a fee of $6000 was paid that I learned 2 months later that the the 2 major banks I had a relationship with, namely JP Morgan Chase and Bank of America stopped the process of Medallion Stamping an IPN. They changed their guidelines. Mr Young knew thaT Bank of America changed their guidelines in June of 2014 by his own admission in an e-mail. Had I known that I would not have moved forward. He gave no support to help find any financial institution that would medallion stamp the IPN. He supplied a lot of erroneous information. He refused to give a refund saying he did his job. He did not. You can’t file a UCC3 witjout the Medallion stamped IPN and therefore the process was not completed by HIM. It is not fair to charge fees for a program and or service that FAILS TO DISCLOSE MATERIAL FACTS.
This complaint and/or review was posted on HolySmoke.org on 09:11 am, October 12, 2019 (CST) and is a permanent record located at: https://www.holysmoke.org/scam/debt-loan-payoff-review/.
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