Hi, I have booked a flat in Devika gold homz project in June 2015 . I paid first instalment of 10% and rest was to be financed by bank . I submitted all my documents required by bank with builder a they were to get my loen processed under subvention scheme . In the month of July 2015, I got a demand of another 10% to be paid as per payment plan . I approached the builder and was told that bank loen will be for 80% of the total amount and I have to pay rest 20% and ony after I complete my 20% my loen will be disbursed . I paid the next installment of 10% in second week of August and inquired about my lon . I was told that loen will be sanctioned in a month and I need not worry . After waiting for two long months, I again contacted the builder about status and I was told that there had been some problem at bank end so the loen was getting delayed . I enquired about the bank as I have very good CIBIL score and was told that my file is with Axis bank . I contacted Axis bank with the file no given to me by the builder, only to know that Axis bank had stopped funding Devika Gold homz project long back as there were defaults from the earlier loens on the project and also was informed that few other banks have also stopped accepting new lon applications for the project . Also as the construction is going very slow, therefore banks are in cautious mode on this project . When contacted, staff at Devika were In denial mode but when insisted, they accepted that there is some problem with home lon on project . I am feeling trapped and has been asking for refund since then, but Builder is putting deaf ears to it . I am planning to take legal action against the builder . Please suggest me the easiest way to get my money out from clutches of this fraud builder .
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