Flex shoppers’ website states that bad credit is ok, see below: (Get up to $2500 spending limit Bad credit OK No money down No long-term commitment No hidden fees Apply now – it’s free! Approval in Minutes Application Requirements: Earn at least $1,000 per month; Have a bank account for at least 90 days; No more than 1 NSF in the last 30 days. • Bad credit OK • Instant spending limit • Affordable weekly payments)…… However, this is untrue and misguided. See my results after I applied, below: (Thank you for your recent application. Your request for a spending limit was carefully considered, and we regret that we are unable to approve your application at this time, for the following reason(s): We also obtained your credit score from this consumer reporting agency and used it in making our spending limit decision. Your credit score is a number that reflects the information in your consumer report. Your credit score can change, depending on how the information in your consumer report changes. 562 07/20/2015 Score range from 1 to a high of 999 Lack of open revolving trades with a balance Low level of authentication Too many unpaid collection trades Lack of or too few bankcards trades If you have any questions regarding your credit score, you should contact Clarity Services, Inc. at: Address: PO Box 5717, Clearwater, FL 33758 Toll-free Telephone number: 1-866-390-3118 Notice: The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning FlexShopper is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580. FlexShopper, LLC 2700 N. Military Trail, Suite 200 Boca Raton, FL 33431 (855) 353-9289) This is not true advertising. So if they will lie to enter your credit, then their payment policy is probably shady as well.
This complaint and/or review was posted on HolySmoke.org on 11:51 am, July 22, 2017 (CST) and is a permanent record located at: https://www.holysmoke.org/scam/flexshopper-llc-review/.
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