Jewelers Mutual Insurance Co

Jewelers Mutual Insurance Co

Reviews: 1


Total views: 2164

Published: 29 January 2021

Posted by: Anonymous

This is a hard one to rate. I’d give it 4 stars because they are less expensive than putting it on home or renters insurance. I’d give them one star for the hassle I had to go through to replace a simple diamond wedding band for $1100. IF YOU HAVE MORE THAN ONE CLAIM JM WILL CANCEL YOU. I found out today about this. Our home got robbed and my necklace and earrings got stolen. I forgot to put them in the safe after I took them off. That is politely stated as my fault and they will replace it with police report but they have to cancel me after. | I pay $2500 a year for 200K worth of jewelry with JM and have done so since 2008. $17500. of free money with only one small payout of $1100 for my cheapest piece of jewelry, in 7 years. | I am currently looking for a new company to insure with since I was told I can NOT ever have another claim. With earrings or single rings valued over 43K each I can not afford to pay JM to collect my money and cancel me if I ever get robbed again. | P.S. It is very bad to put rider on home insurance unless it is items are less than 8K in total. | Home insurance is more expensive, after the one claim, home insurance will cancel your total home insurance and then it takes 3 years to get decent home insurance. A claim is like a speeding ticket, it sticks with you for 3 years.

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