Working for the company was one of the worst decisions that I could have made. This is a pyramid scheme in which the agent is urged to enroll family, friends and acquaintances. I now believe it was done that way because management knows the agent will not remain very long with the company. I was never told how much I would be paid for enrollments. When asked, the response was always the same “it varies. We will get to that later”. I was always expecting the “bonus” that I was supposed to have reached that week but when it did not come, I always received some kind of justification. It was always “my fault”. When asked what should I have done instead, it was always “we will be training about that. Training was promised but never materialized. There was a dread to go into the office to pick up your very, very small check each week….$20 at the most. You are asked to sit down; briefed about what you “need to do” (consistently under pressure to sell). Only after you have listened to the mental abuse are you handed your check. The office is so far away that you will have to put the change they said your earned into your gas tank. It was horrible. I never found out just how much I was to be paid. Looking for a $300 check and being handed and two figure check instead was very demeaning as well as insulting. And somehow you found yourself “owing the company” for sales you made, or didn’t make or plans that they said “doesn’t pay very much or charge backs. The only people I saw who made money was the branch manager. They make the money off their agents who leave all too soon because there is no incentive, you get fired, or healthy morale circulating and because you do not make money. You got threats to fire you rather than encouragement. I was all too shocked when I heard that when I decided to leave the company, I would owe them money and they would make me look bad to the insurance department. This is unfair. They should be the ones in which the insurance regulations department has a talk with. I’m not there anymore and I’m sorry I ever joined. It’s been quite an experience to say the least. This was my first job as an independent agent. It has left me with a bitter taste in my mouth. I don’t know that I can ever trust another company to do what it advertises.
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