Okay I decided to tackle a bill I owed for medical reasons, it wasn’t much – just $1500. I got a call only one from NCO, Googled the crap out of them and figured out they bought the debt. Also Googled getting a debt company off your back and discovered that one can pay pennies on the dollar, to what the actual debt was. I sent them a letter to this effect stating I can afford $387 would you accept this as payment in full and if so please remove this delinquent status on my credit report. (Got a legal copy of the letter online.)
Here’s my problem, the letter just got returned to me under “Not Deliverable as Addressed” NCO Financial Systems Inc. 21250 Hawthorne Blv, Suite 400 Torrance, CA 90503. Can anyone help me with the correct address AND am I going about this the right way. Again I do not dispute the amount owed, I just cannot afford the full amount.