I applied for a payday loan, A man by the name of Chirs John called me back from 917-426-3747, he stated that i was approved for up to 3000.00, I didnt need that much but I continued the process for 1500.00, He was very nice and polite and said all the right stuff to calm my fears that this was a scam, but said that i needed to send the first payment of 142.00 by Western Union money tranfer to a payee of John Ducker city code Clementon NJ, another name that he gave was Benjaman Stanley, I really was very worried that this was a scam, but we needed that money and had no where else to go, I called back and gave the transfer info and was told to wait that the money would be there in 1 hour, waited, no money after several time of being stalded, he finally said that they needed an additional 100.00, due to my low credit score. Thats when I knew I was being scammed, we asked to have something in writting to show the terms, and they refused, then i said that i just wanted to for get the whole thing and to just send my money back, he said that there would be a charge to cancel and that there probubly would be any money left. I really wish I would have listened to my gut on this one, Like they say “if it sounds to good to be true, walk away, I hope this helps some out there to not fall victom to these theives. Don’t trust them, they said all the right things to make me feel secure, they are crooks, they are NOT a loan company, they will take your money, not give. .
This complaint and/or review was posted on HolySmoke.org on 12:34 pm, December 19, 2018 (CST) and is a permanent record located at: https://www.holysmoke.org/scam/payday-america-review-2/.
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