AS WITH ALL OF THE OTHER LOANS WITH SELENE OURS WAS WITH BOA TOO. I WONDER IF SELENE IS PART OF BOA. THEY PROMISED TO MODIFY MY LOAN AND REDUCE MY PAYMENT TO AN AFFORDABLE PAYMENT. WHICH MEANS THEY TAKE EVERY DIME THEY CAN GET FROM YOU. WE HAVE PAID THIS TRIAL PAYMENT FOR 9 MONTHS ALWAYS PAID AT LEAST 2 WEEKS IN ADVANCE OF THE DUE DATE. WHEN I GOT THE MODIFICATION PAPERS I DID NOT NOTICE A 30 YEAR PAYMENT SCHEDULE. AFTER SEARCHING OTHER PAGES OF THE CONTRACT I FOUND A PAGE THAT SAID THERE WAS A BALLOON PAYMENT. THAT MEANS TO ME THAT I WOULD MOST LIKELY LOSE MY HOUSE WHEN THE BALLOON PAYMENT WAS DUE. THERE ARE MORE LIES THEY TOLD US BUT I WILL DEAL WITH THEM IF THEY OFFER ME A GOOD MODIFICATION. THERE WERE OTHER FAMILY MEMBERS ON OUR LOAN WITH BOA. SENENE WAS TOLD THAT ONLY MYSELF AND MY WIFE WOULD BE ON THE NEW LOAN. THEY SAID THAT WAS FINE BUT THEY WOULD REMAIN ON OUR DEAD IN CASE SOMETHING HAPPENED TO US. THEY WOULD GET THE HOUSE. THE NEW CONTRACT HAD ALL OF US ON IT AND DID NOT SAY ANYTHING ABOUT THEM NOT BEING ON THE CONTRACT AND JUST BEING ON THE DEAD. WE KEEP PAYING THEM BECAUSE WE DON’T WANT TO BE PUT OUT ON THE STREET. WE ARE SENIORS AND LIVING ON SOCIAL SECURITY IS NOY EASY. WE SPENT ALL OF OUR SAVINGS ON TRYING TO GET LOAN MODIFICATIONS WITH BOA.
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