Every 15 of the month I get my monthly statement, I send the payment out the very same day, I send the payment to its hicksville office in ny, mind you I live in nyc, so it should only take a couple of days. the following month I get a late payment fee of 39.00, the only way they stop charging me that 39.00 is that I started sending it usps priority mail with delivery confirmation. that way I got proof that they received it early. when I got the card issued its apr rate was 9.7 totally reasonable right, then it went up to 17.9, now with the so called late fees it shot up to 32 percent that when I contacted my attorney who negotiated with them to bring the total balance from 1200.00 to 275.00 which I immediately paid and canceled my account. merrick bank are a bunch of thieves good riddance.
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The Merrick Bank Corporation Reviews & Complaints
I had my account with advanta bank which was bought out by Merrick in 2010. I never received anymore statements. I called with my concerns only to find i was charged late fees. They refused to send me paper statements. They refused to sign me up for online payments and wanted to charge me $10 for phone payments. I paid off my balance. I asked to close my account and delete my personal information and they refused! Why do they still need my SS#? Do not bank with these people. I had no choice but you still do.Very shady!
The Merrick Bank Corporation Reviews & Complaints
I have had a credit card with Merrick Bank for over a year – I have never been late. My company closed and the company I worked for owed me over a month’s pay. This company started calling me yesterday (Cardholder Mana, my caller id shows they called 5 times today and it won’t register how many yesterday (because they called 5 today and it only goes back to the last 10 calls). They are labeled Cardholder Mana… now, I have never talked to them (because I didn’t know who they were) and they have never left a message… I talked to them today and they told me that I was 9 days late but that I was being reported as 60 days late. I am not. They are going by my last pay date, which was early and even if it wasn’t as of tomorrow – it still wouldn’t be 60 days (the date due is being listed as of 8/07/08). Would anyone out there really believe that if I was 60 days late they would wait until yesterday to call for a credit card payment?
The Merrick Bank Corporation Reviews & Complaints
I have had a Merrick Bank card for over 2 years. Recently I have had multiple fraudulent charges atleast 4-5 times in 6-8 months. I get issued a new card everytime no issues. The last one a couple weeks ago I get a new card I activate it and it’s declined. I call the credit card company and am informed my account is closed because of high risk fraud. I never received any letter of it being deactivated or anything of that nature. How is it my fault that i have people making fake copies of my card or stealing my information. Horrible business practices from this bank.
The Merrick Bank Corporation Reviews & Complaints
I have had an account with Merrick bank for years. I get my bill in the mail every month, despite signing up for electronic invoices and I pay my bill on time every month. For several months I have been receiving emails from them stating I needed to click on the link to verify my account as they are unable to get mail delivered to my address (despite me getting the bill every month). I did not click on the link I assumed it was a phishing email and I just continued to pay my payments. Today when I logged in to pay my bill I noticed that I didn”t have any available credit so I called and was told my account was closed because I did not click on that link in the email, who the hec sends an email like that with the heightened awareness of phishing? A very rude customer service representative and his supervisor told me they would send me a letter telling me how to reopen my account. I asked them “so you want to send mail to an address that you say is undeliverable. I was told there is nothing they can do, despite this obviously being their mistake. So they closed my account which will reflect on my credit because of their error, despite me making my full payment on time every month. This is illegal credit practices and judging by the complaints I am finding on the internet a common practice for them. This needs to stop How complaint can be satisfactorily addressed I want an apology from company and my account reopened. I never intend to use the account again, but this should be reflected on my credit report
The Merrick Bank Corporation Reviews & Complaints
I submit my debit visa #5310 for, method of payment, to play the gsn games, I have used this debit visa card, dated back to 2016. As of June 8, 2017, an unauthorized person went into my account and changed my debit visa #5310, to my credit visa of Merrick bank #4743, Merrick bank claims I used credit visa #4743, starting June 8, 2017 to play the gsn games; in-turn, Merrick bank charge my credit visa card #4743 with them $236.00 for games played. Someone switched my debit visa #5310 to the Merrick visa # 4743 without my authorization. GSN stated “”secure payment”” How did this fraudulent transaction occur without my knowledge?? I DO HAVE, 100% proof, I did not used Merrick visa card #4743, to play the games, dated June 08, 2017 etc. A fraud has been committed, I request to have those charges removed off my Merrick visa #4743, total $236.00, my balance for Merrick visa should be @264.00. PLEASE RESPOND vera Jackson