United Financial Services

Company collector who goes by Ms. Terry phones my mothers home telling her that I had until 12pm PST to contact her regarding a financial matter with my credit union. I contacted Ms. Terry who advised me she was a representative of United Financial Services and wanted to help me clear up a financial matter because the company was going to pursue criminal charges against for receiving a loan by deception in 2010. I asked for clarification and she stated I received a payday loan via the internet and then closed a credit union account. At that point I knew this was a scam. Ms. Terry was very voicterous in her attempt to collect over $3,000.00. She then said she was going to talk to the lawyers to see if she could lower the debt and would call me back. Within 10 minutes she called back and advised she could accept a one time payment of $846.00 or make payment arrangements for $1,500.00. I then asked Ms. Terry if I could have copies of the so called loan contracts, basically on the pertinent documents and she told me “”no”” because they are one step with proceeding with legal action against me. The bottom line here is this was not legitment. Ms. Terry resorted to threatening me with criminal charges which would result in a criminal record that would be with me the rest of my life. She would not provide any proof (documents) of the so called debt, and finally they would be suing me for interest, legal fees, and collection charges that would surmount to well over $7,000.00. I contacted the Washington State Attorney General Office and filed a consumer complaint. They did confirm I was a victim of a scam and my complaint was being forwarded to the Federal Trade Commission. BEWARE because they are very real sounding and intimidating.